:root{--ink:#1d2621;--green:#1f3b2d;--cream:#f6efe2;--gold:#f2c14e;--clay:#c8643b;--muted:#5d6b63}
*{box-sizing:border-box}body{margin:0;font-family:Georgia,"Iowan Old Style",serif;color:var(--ink);background:var(--cream);line-height:1.6}
a{color:var(--clay)}.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
header{background:var(--green);color:var(--cream)}nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 0;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:1.3rem;color:var(--cream);text-decoration:none}.logo img{width:34px}
nav ul{display:flex;gap:20px;list-style:none;margin:0;padding:0;flex-wrap:wrap}nav ul a{color:var(--cream);text-decoration:none;font-family:system-ui,sans-serif;font-size:.95rem}
.hero{padding:70px 0 80px;display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}
.hero h1{font-size:clamp(2.1rem,5vw,3.4rem);line-height:1.1;margin:0 0 18px}.hero p{font-size:1.15rem;opacity:.9}
.card{background:var(--cream);color:var(--ink);border-radius:18px;padding:24px;box-shadow:0 18px 40px rgba(0,0,0,.25);font-family:system-ui,sans-serif}
.card h3{margin:0 0 10px;font-family:Georgia,serif}.row{display:flex;justify-content:space-between;border-bottom:1px dashed #cfc3ad;padding:7px 0}
.pill{display:inline-block;background:var(--gold);color:var(--green);border-radius:99px;padding:3px 12px;font-size:.8rem;font-weight:700;margin-bottom:12px}
section{padding:64px 0}h2{font-size:2rem;margin:0 0 24px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.f{background:#fff;border-radius:14px;padding:22px;border:1px solid #e6dcc8}
.f h3{margin-top:0}.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;padding:14px 0 14px 56px;position:relative;border-bottom:1px solid #e6dcc8}
.steps li:before{content:counter(s);position:absolute;left:0;top:12px;width:38px;height:38px;border-radius:50%;background:var(--clay);color:#fff;display:grid;place-items:center;font-family:system-ui}
.alt{background:#efe5d2}footer{background:var(--green);color:var(--cream);padding:28px 0;font-family:system-ui,sans-serif;font-size:.9rem}footer a{color:var(--gold)}
.legal{padding:50px 0;max-width:760px}
@media(max-width:820px){.hero{grid-template-columns:1fr;padding:44px 0}.grid{grid-template-columns:1fr}nav ul{gap:14px}}